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How to Read your Statement

Last Updated: Mar 25, 2019 11:09AM CDT

There are four main areas of our statement.

The top of the statement shows basic account details such as your mailing address, merchant or account number, the month the statement was generated and the last four digits of the deposit bank account.


The second section is called the plan summary. In this section you will see a breakdown of your transactions based on the card type. For example the plan code is labeled as VS, VD and VB which stands for Visa Sale, Visa Debit and Visa Business.

The plan section will outline the total number of sales, amount of the sales and also the number and amount of credits. On the far right hand side you will see the processing or discount rate and also the fees due.

The next section is the deposit transactions. In this area you will see the date and dollar amount of the deposits processed on your account. This area will line up with your local checking account.

There is an adjustment section which will show any refunds processed on your account.


The chargeback section shows any transactions which were questioned by your client.

The final section is labeled fees and will show you if any specialty cards were processed and also any transaction or monthly fees. The total dollar amount will be deducted out of your checking account on the 2nd business day following the month you processed transactions.

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